Mattereum are proud to announce a transformative strategic partnership with innovative DeFi protocol Unlockd to build out the tokenized gold ecosystem on the Ethereum (Eth) blockchain by enabling tokenized gold to be used as loan collateral.
Mattereum has already developed partnerships that enable the sale of tokenized gold on the blockchain where the token gives the holder legal ownership of a specific gold bar through their Mattereum Asset Passport (MAP). Now, by partnering with Unlockd, Mattereum is extending opportunities for holders of gold as a real world asset (RWA) token on the Ethereum blockchain by enabling them to take out loans using these as collateral.
Mattereum’s Mattereum Asset Passport (MAP) is a unique legaltech innovation that provides a bond between an NFT on the blockchain and a real world asset so that the purchaser of the NFT has legal ownership of the asset to which it is bound. The MAP also provides legally enforceable money-back warranties on the properties of the asset. These legal provisions are enforceable in 170 jurisdictions worldwide and are not available through any other company.
Unlockd is a Peer-To-Pool protocol powered by advanced AI where users can participate as depositors or borrowers. It facilitates the safest, most secure, and cost-effective way to borrow against tokenized RWAs and financial assets with instant loans, as well as risk-free, auto-compounding yield directly in USDC for lenders. Borrowers take permissionless loans with no fixed expiration date, instantaneously, with a fair interest rate, and against their tokenized assets. The Unlockd AI ensures the best loan conditions (asset valuation and smart Loan-To-Value), tailored to borrowers needs, without the complexity of other protocols.
Once, taking out a loan backed by gold in the traditional way involved weeks of paperwork, credit checks, and dealing with archaic bank procedures. Now, through the combination of Unlockd and Mattereum you can now get a loan against your tokenized gold in minutes, not months, all you need is a wallet – there are no credit checks, no endless forms — just instant liquidity.
Mattereum’s partnership with Unlockd takes the oldest, most trusted form of wealth and catapults it into the forefront of financial innovation creating a world where your gold is as liquid as cash, but as stable as it ever was.
But gold is just one example of the kind of high value assets Mattereum can tokenize – real estate, fine art, rare wines, anything you can think of, can be tokenized with a MAP. Unlockd allows you to bundle up to 100 different assets into a single loan, so you can take any mix of MAP-backed assets and leverage them through Unlockd all in one go.
This isn’t just convenient — it’s a new paradigm in risk management and borrowing power. The Mattereum X Unlockd partnership is creating a future where RWAs make the boundaries between physical and digital assets blur, where liquidity flows as freely as information, and where the average person has access to financial tools once reserved for the elite.
Mattereum CEO Vinay Gupta says: “Tokenized gold combines the solidity of gold as a physical asset with the liquidity of an NFT on the blockchain. Our partnership with Unlockd creates one of the ways in which this liquidity can be achieved, by enabling tokenized gold to be used as loan collateral.” He adds, “This is an important milestone in the development of the tokenized gold ecosystem that we see as the foundation of future world trade.”
Carlos Otermin, Unlockd COO and Co-Founder says: “The Unlockd and Mattereum collaboration addresses a critical need in the global financial ecosystem. As markets worldwide grapple with economic uncertainties, we’re providing a solution that combines the stability of gold with the efficiency of blockchain technology”.
